Flexible Funding designed to keep your payments flowing

Access the capital you need when you need it through WEX Flexible Funding. Integrated directly into our virtual card platform, it helps you manage liquidity, scale faster, and strengthen cash flow.

WEX Flexible Funding turns your own capital into an active credit facility. When peak season hits or supplier demand increases, simply add funds to extend your available limit. It’s seamless, secure, and fully integrated with WEX Virtual Cards, ensuring your business has the liquidity to move quickly and grow confidently.

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Why Flexible Funding matters

  • Stay liquid Instantly increase available spend to meet supplier obligations
  • Maximise opportunity Scale during peak travel demand or new business growth
  • Enhance cash flow Turn cash deposits into usable working capital
  • Maintain control Visibility of balances and spend within your WEX dashboard
  • Operate seamlessly Works directly within WEX’s integrated payment platform

How Flexible Funding works

Step 1 – Deposit funds

Securely transfer your chosen amount into a WEX FBO account

Step 2 – Extend your available spend

Deposits increase your active credit line

Step 3 – Make payment via virtual cards

Pay suppliers instantly through WEX’s global network

Step 4 – Reconcile automatically

Detailed data returned to your ERP after each payment

Step 5 – Adjust anytime

Top up or scale down based on your cash-flow needs

The advantages of Flexible Funding

  • Integrated liquidity Built directly into the WEX Virtual Card ecosystem
  • Faster access Funds available once cleared, no separate approvals required
  • Financial agility Expand during high demand, reduce when volumes slow
  • Real-time monitoring and alerts Track credit status and fund movements as they happen, with automated processing and instant email alerts (text alerts coming soon)
  • Data-rich visibility Real-time tracking and reconciliation within one dashboard
  • Confidence in scale Supported by WEX’s global infrastructure and unparalleled expertise

Who benefits

By integrating directly into the WEX Virtual Card platform, Flexible Funding gives Australian businesses the agility to operate with confidence, maintaining liquidity while keeping supplier payments seamless
and secure.

Travel businesses

managing seasonal peaks and deferred receipts

Finance teams

seeking to smooth cash-flow cycles

Growth-oriented organisations

looking for scalable, low-friction funding options

Why WEX

With more than 40 years of experience in B2B and travel payments, WEX combines global scale with deep local expertise to help Australian businesses simplify how money moves.

Flexible Funding is built on the same trusted WEX payment solutions that process over $231B+ of volume processed across all segments annually and support 8 of the world’s top 10 travel companies. It’s innovation backed by reliability, compliance, and control, now available to power Australian growth.

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Unlock flexibility with WEX today

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