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EFS Mastercard® Pay Card

EFS MasterCard Pay Card

The EFS Mastercard Pay Card is a secure and cost-effective alternative to payroll checks. Make sure drivers receive their funds as quickly and efficiently as possible, no matter where they are.

Employer Benefits

  • Supports W2 employees and 1099 contractors
  • Integrates with your existing payroll process
  • Decreases payroll costs, check fraud and bank fees

Driver Benefits

  • Instant payment with no bank account or check-cashing fees
  • Make purchases and ATM withdrawals like a debit card
  • Manage funds online or in our mobile app


Cost savings, convenience and security

For employers, the EFS Mastercard Pay Card supports W2 employees and 1099 contractors, and lets you:

  • Transfer funds to cardholders immediately, at any time
  • Decrease payroll costs by eliminating paper checks, lost and stolen checks, stop payment orders, fraudulent cashing of duplicate checks, paycheck production and handling, and bank reconciliation fees
  • Easily integrate with your existing payroll process or use eManager for real-time funding
  • Attract and retain employees with fast electronic payment, even if they don’t have a bank account
  • Order cards in bulk and distribute when necessary

Like a bank in your wallet

For drivers, the EFS Mastercard Pay Card and EFS PayControl app lets you:

  • Get paid immediately, at home or on the road
  • Use it like a debit card to pay bills online, make purchases at Mastercard®-accepting locations, and get cash on the Allpoint, Star, and Cirrus ATM networks
  • Eliminate check cashing fees, with no need to open a bank account
  • Use the EFS PayControl app for easy account management on your mobile device.

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