Benefit and spending accounts, unified on one platform
WEX powers HSAs, FSAs, HRAs, ICHRAs, LSAs, VEBA, Commuter, and tuition reimbursement on a single platform. One card, one app, one login.
- Employers reduce payroll taxes and vendor complexity.
- Employees can save 20–30% annually on eligible healthcare expenses through tax-advantaged accounts.
Real savings for employers
and employees alike
in 2025
(NYSE: WEX)
Everything benefits,
in one platform
WEX brings every consumer-directed account, compliance service, and reimbursement program together in one engine — backed by WEX Bank, the custodian and processor that powers our platforms. Less vendor management. Fewer integration headaches. One team accountable for the outcome.
A complete account suite, ready to deploy
From HSAs to commuter benefits to ICHRAs, WEX administers the full range of tax-advantaged accounts employers actually use — without the patchwork of acquired platforms or third-party integrations that competitors rely on.
AI-powered tools that drive adoption
Most benefit accounts go underused because employees don’t understand them or find them too hard to use. WEX uses intelligent automation to remove friction at the exact moment benefits get used — from substantiation to reimbursement.
- AI-powered smart receipt capture and auto-substantiation
- Real-time account visibility and payment notifications
- Mobile-first navigation with integrated dependent care
Compliance and reporting, built in
Compliance complexity creates real legal and financial risk. WEX builds ACA, COBRA, non-discrimination testing, and dependent verification into the same platform — with reporting that turns enrollment data into actionable insight
- Integrated ACA, COBRA, non-discrimination testing, and dependent verification
- LEAP employer portal for analytics, BI, and reporting
- Audit-ready data, synchronized across enrollment and payroll
Built on infrastructure others depend on
WEX is the bank, the custodian, and the processor — not a software platform layered on top of someone else’s financial rails. That depth matters when you’re trusting a vendor with your employees’ healthcare dollars, your compliance posture, and your open enrollment timeline.
WEX is a publicly traded company (NYSE: WEX) with 40 years of operational stability. WEX Bank provides the custodial and financial backbone, meaning WEX owns the full stack — from account opening to card transaction to investment options — without depending on third parties to make it work.
For employers, that translates to:
- Cost predictability — financial-grade infrastructure backed by a publicly traded company
- Transparent partnership — one team accountable for benefits, compliance, and accounts
- Closed-loop accuracy — enrollment, payroll, and benefits data synchronized in real time
- Strategic guidance — proactive support that identifies issues before they reach HR
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Frequently Asked Questions
Common questions from HR leaders, benefits administrators, and brokers evaluating consumer-directed healthcare accounts. For account-specific questions, visit the individual HSA, FSA, HRA, and ICHRA product pages linked above.
What is a consumer-directed healthcare (CDH) account?
What's the difference between an HSA, FSA, and HRA?
Can employees have an HSA and FSA at the same time?
How do benefit accounts reduce employer payroll taxes?
What benefit accounts can be loaded onto a single WEX card?
How long does it take to implement WEX benefit accounts?
Does WEX handle COBRA and ACA compliance too?
The information in this page is for educational purposes only. It is not legal or tax advice. For legal or tax advice, you should consult your own counsel.