Retirement

Many Americans invest and prepare for retirement the same way they did decades ago, but what worked 40 years ago might not be the best approach today. Fortunately, there’s an often overlooked way to help employees build wealth and prepare...

Nearly half of all working-age baby boomers do not own a retirement account, despite that age group being near retirement. And baby boomers are actually the highest percentage of retirement-account holders among any group segmented in a 2021 survey by...

Last week, President Biden announced plans to provide federal student loan relief to millions of Americans. Based on eligibility, up to $20,000 in student loan forgiveness is available to those impacted. Applications for the program will be available in early...

We’re just a few weeks into the new year. For most Americans, a new year meant setting new financial goals. In fact, almost three-quarters of U.S. citizens had a New Year’s resolution last year that centered on being smarter with...

Are you an HSA investor? If you are, then you have a health savings account (HSA). You’ve heard about its investment potential, and you’ve read that an HSA has retirement-planning perks that a 401(k) and IRA don’t have. And you’re...

The health savings account (HSA) is a valuable investment tool, especially when it comes to retirement planning. That’s because, among other reasons, healthcare costs are a primary driver of your retirement expenses, and an HSA has retirement perks related to...

Financial stress is something that affects many of us. A recent study found that 58 percent of Americans are stressed about their finances. And half of those who are stressed say that it distracts them at work.  You can help...

Do High-Deductible Health Plans (HDHPs) need Health Savings Accounts (HSAs)? Not necessarily. To participate in an HSA, you must be enrolled in an HDHP. However, the reverse isn’t true: If you’re enrolled in an HDHP, you’re not required to participate...

10/27/2017   Last week, two notable retirement savings stories made the news: First, the IRS announced that it would increase the annual 401(k) contribution limit to $18,500—up $500 from this year’s limit. To reflect an increase in the cost-of-living index,...