FSA administration, simplified.

FSA administration comes with real complexity — account type rules, eligibility considerations, carryover mechanics, and participant confusion that flows back to HR.

WEX brings flexible spending accounts into one platform, with compliance support, ecosystem integrations, and a participant experience that makes the benefit work the way it should.

Built for every team
that touches FSA benefits

HR & Benefits
Leaders

One platform. Less fragmentation. Manage FSA benefits, including eligibility, participant accounts, reporting, and file uploads, without stitching together point solutions. With integrations across 350+ payroll, HRIS, and benefits administration partners, WEX fits into your existing workflow instead of adding to it.

CHROs &
People Leaders

Benefits employees don’t use aren’t benefits, they’re line items. FSAs help employees save on real, everyday expenses: healthcare, dental, vision, childcare. WEX makes them easier to understand and use, so the benefit your organization pays for becomes one employees actually appreciate.

CFOs & Finance
Leaders

FSA benefits can deliver tax advantages for both employers and employees — but only when they’re administered correctly. WEX reduces the compliance complexity that creates financial exposure, consolidates vendors to reduce fragmentation costs, and brings predictability to a process that often lives outside of forecast.

Brokers &
Consultants

Brokers and consultants recommend FSA administration you can stand behind. WEX’s platform depth, service model, and stability as a publicly traded company (NYSE: WEX) mean fewer implementation surprises, fewer escalations, and stronger long-term client relationships.

Every FSA type your
employees may need

Medical, limited, combination, and dependent care FSAs each come with different rules, eligible expenses, and pairing options. WEX supports the full range so employers can offer the right account type for every workforce, without adding administrative complexity.

Medical FSA: broad coverage, available day one

A general-purpose health account that gives participants immediate access to their full annual election, ready to use from day one of the plan year for a wide range of qualified expenses.

Covers prescription drugs, insurance copayments and deductibles, and qualified medical devices
Day-one fund availability means participants don’t have to wait for payroll contributions to accumulate
The most flexible FSA option for employees with recurring or unpredictable out-of-pocket healthcare costs

Limited FSA: designed to pair with an HSA

For employees who want to keep their HSA eligibility intact while still using pre-tax dollars for dental, vision, and preventive care — a limited FSA covers both without the tradeoff.

Covers qualifying dental, vision, and preventive care expenses
Compatible with a health savings account — employees preserve HSA eligibility and maximize tax advantages across both accounts
A practical option for HSA-eligible health plans that still want pre-tax dental and vision coverage

Combination FSA: flexibility as the year progresses

Starts as a limited FSA covering dental and vision, then automatically converts to a full medical FSA once the participant meets the IRS deductible, no action required.

Covers qualified vision and dental expenses before the plan deductible is met
Converts automatically to a medical FSA after the deductible threshold. Broader eligible expenses, same account
Supports employees whose coverage needs change throughout the plan year

Dependent Care FSA: reduce the cost of care

Helps employees lower what they spend on eligible dependent care, from childcare to adult daycare, using pre-tax dollars, with recurring reimbursement that reduces back-and-forth for participants and HR alike.

Covers childcare (up to age 13), adult daycare, before- and after-school programs, and summer day camp
Recurring dependent care reimbursement reduces the claim submissions that generate HR questions
A meaningful, tangible benefit for working families managing predictable, ongoing care expenses

0M

benefits SaaS accounts

Represents Q2 2026 average

0%

of the Fortune 1000 trust WEX for benefits.

in 2025

0+

years of proven stability as a publicly traded company

(NYSE: WEX)

Built for the details that create real friction

Carryover mechanics, grace period management, participant experience, and ecosystem integrations — WEX handles the plan-level details that trip up administrators and confuse employees, so neither group has to think about them.

Intelligent Carryover

WEX makes current plan-year funds available on day one while simultaneously processing carryover from the prior year — in a single purse. Administrators avoid manual reconciliation at year-end, and participants experience a seamless transition without needing to track two separate balances.

Grace Period Support

When employers choose to offer a grace period, WEX makes it straightforward for partners to support it. Participants can use their WEX benefits card to spend prior plan-year funds during the grace period — no manual workarounds, no confusion about which funds are being spent.

One Card. One App. One Account.

Participants manage their FSA through a single online account, one benefits card that covers all WEX benefit accounts, and one mobile app with mobile documentation submission. Fewer tools for employees means fewer questions routed back to HR — and a benefit that actually gets used.

Ecosystem Integrations

With connections to 350+ payroll, HRIS, and benefits administration partners and 225+ insurance carriers, WEX fits into existing workflows. Less fragmentation for administrators. Less duplication for IT. Less vendor management overhead for everyone.

Learn how WEX can fuel your business growth

Open Enrollment

Top 4 reasons why you should add a dependent eligibility audit to your benefits strategy

Employers

What data says about the who, what, when, where, and why of open enrollment education

Frequently Asked Questions

Direct answers to the questions HR teams, finance leaders, and brokers ask most about flexible spending accounts — and how WEX makes them easier to offer and manage.

What is a flexible spending account (FSA)?

What types of FSAs does WEX support?

Can an employee have both an FSA and an HSA?

How does WEX handle FSA carryover?

Does WEX support FSA grace periods?

How do employees access and manage their FSA through WEX?

What payroll and HR systems does WEX integrate with?

What makes WEX different from other FSA administrators?

Health Savings account (HSA) and flexible spending account (FSA) eligible items may vary by benefits administrator and with changes in Internal Revenue Service (IRS) rules. Check with your benefits administrator.