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Summertime expenses you can pay for with your HSA or FSA funds

Posted June 28, 2022


The official start of summer is just days away! Allergy symptoms can strike at any time, but summer presents its unique set of allergy challenges.

Your health savings account (HSA) and flexible spending account (FSA) funds are eligible to be used on many popular summertime expenses, including your allergy-related purchases. We’ve compiled a few common eligible expenses you may need this summer. Or watch our videos below to learn why you should enroll in an HSA or FSA. 

Sinus relief

Warmer weather is a welcome sight, but it comes with a catch for the millions of Americans diagnosed with sinusitis each year. Symptoms of sinusitis include postnasal drainage, congestion, and pain around your eyes, cheeks, nose, or forehead. You can seek relief and save money by using your HSA or FSA funds to purchase eligible expenses that will ease your symptoms, including:

  • Nasal sprays
  • Sinus rinses
  • Eye drops

Allergy testing

Are over-the-counter medicines just not enough to help with your allergy-related symptoms? Fortunately there are skin and blood tests available to help you determine the cause(s) of your symptoms. And allergy testing is an eligible expense for your HSA or FSA funds.

First aid

You can ditch your sweatshirts and those “cabin fever” feelings as the weather improves. But with more outdoor activity comes an increased risk for cuts, bumps, and bruises. Stock up your first-aid kit with a number of items that are eligible for HSA and FSA funds, including bandages and gauze. 

Skin care

Along with the warm weather comes sunburns and bugs. Taking care of your skin is an important part of enjoying summer in the sun. You can purchase the following skin care products with your FSA or HSA funds:

  • Sunscreen
  • Sunburn creams and lotions (with a doctor’s prescription)
  • Anti-itch creams and lotions (with a doctor’s prescription)
  • Lip balm (with a doctor’s prescription)


School is out for the summer, which increases the demand for daycare providers. Remember that if you have a dependent care FSA, you can set aside funds for daycare expenses for children under age 13. 

Would you like to learn more about what you can spend your HSA and FSA funds on? Check out our eligible expense list

The information in this blog post is for educational purposes only. It is not legal or tax advice. For legal or tax advice, you should consult your own counsel.


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