High Deductible Health Plans

Understanding the basic rules of a health savings account (HSA) is critical in driving employee participation. Only half of those surveyed in our “Paying for Healthcare in America” report said that they understand the differences among the different health spending...

Only 16 percent of employers believe their employees are saving enough money for retirement. While many employers recognize this is an issue, determining the best solution has yielded a variety of different tactics.  One retirement-planning account that’s often overlooked is...

The IRS has announced 2022 health savings account (HSA) contribution limits as part of the release of Revenue Procedure 2021-25. The limits are:   2022 HSA contribution limits:  HSA 2021 2022 Self-only contribution limit $3,600 $3,650 Family contribution limit $7,200 $7,300...

Paying for healthcare, and paying for retirement are the two issues that are top of mind for your employees. Despite the emphasis on financial wellness, nearly half of all employees say financial stress has caused them to either miss work...

To contribute to a health savings account (HSA), participants must be enrolled in an HSA-eligible health plan. One of the requirements for an HSA-eligible health plan is that the health plan meets the IRS’ deductible limit. The phrase “high-deductible health...

No matter your experience with health savings accounts (HSAs), HSA Day 2020 has something for you! Our second annual HSA Day virtual event starts at 3 p.m. Eastern time on October 15, 2020.  We’re bringing healthcare benefits and financial experts...

Your health plan drives many of your decisions during open enrollment. One emerging trend is employers offering their employees health plan options. Nearly two-thirds of large employers provide their employees with the choice of a high-deductible health plan (HDHP) and...

Demand for health savings accounts (HSAs) has never been higher. The number of HSAs exceeded 30 million in 2020, which was more than double the number of accounts that were open just five years earlier, as more employees are drawn...

Financial stress is something that affects many of us. A recent study found that 58 percent of Americans are stressed about their finances. And half of those who are stressed say that it distracts them at work.  You can help...

With open enrollment on the horizon for most Americans, it’s a good time to raise awareness of the potential of high-deductible health plans (HDHPs) and health savings accounts (HSAs). They are a dynamic duo in helping Americans prepare for medical...